HAMPTON V. A. FEDERAL CREDIT UNION ADDENDUM
P. O. BOX 37
HAMPTON, VA 23669
757-723-8842
Addendum Date: 12-20-2011
This Addendum is incorporated into and becomes a part of your LoanLinerŪ Credit Agreement
|
HAMPTON V. A. FEDERAL CREDIT UNION ADDENDUM P. O. BOX 37 HAMPTON, VA 23669 757-723-8842 Addendum Date: 12-20-2011 This Addendum is incorporated into and becomes a part of your LoanLinerŪ Credit Agreement |
Sub-Account Name |
Daily Periodic Rate |
Annual Percentage Rate |
Open End Disclosure
|
|
|
Personal Loans: Total loan amount $1999 or less Minimum amount borrowed $ 2,000 Minimum amount borrowed $10,000 |
|
|
How We Will Calculate Your Balance: We will use a balance computation method called daily balance. See your account agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account Agreement. Paying Interest: You will be charged interest from the transaction date. All loans are subject to cross collateralization. A late fee of 5% of the payment amount will be charged if your loan payment is received 10 days after the scheduled due date. |
|
|
Line of Credit Overdraft Protection Emergency/Quick Loans |
0.035342% 0.035342% 0.046301% |
|
||
|
Vehicle Loans |
||||
|
2012 Models - 36 months 48 months 60 months |
0.008219% |
3.00% |
$30.10 |
1Must borrow at least $5,000 new money to qualify for stated rate. Add .50% to the rate and choose 72 month financing when you buy GAP. |
| 0.008904% |
3.25% |
$23.27 |
||
| 0.009589% |
3.50%1 |
$19.23 |
||
| Refinance Your Car and Save! | ||||
|
2011 Models - 36 months 48 Months 60 Months |
0.009589% |
3.50% |
$30.32 |
|
| 0.010274% |
3.75% |
$23.50 | ||
| 0.010959% |
4.00%1 |
$19.46 | ||
|
2010 Models - 36 months 48 months 60 months |
0.009589% |
3.50% |
$30.32 |
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees. |
| 0.010274% |
3.75% |
$23.50 | ||
| 0.010959% |
4.00%1 |
$19.46 | ||
|
2009 Models - 36 months |
0.009589% |
3.50% |
$30.32 |
Ask about Guaranteed Asset Protection Coverage |
|
48 months |
0.010274% |
3.75%2 |
$23.50 |
|
|
2008 Models - 36 months |
0.009589% |
3.50% |
$30.32 |
All payment quotes include credit life and disability insurance premiums. |
|
48 months |
0.010274% |
3.75%2 |
$23.50 |
|
|
2007 Models - 36 months |
0.009589% |
3.50% |
$30.32 |
260 month financing available on loan amounts of $30,000 or more with a .50% rate increase and the purchase of GAP insurance. |
|
48 months |
0.010274% |
3.75%2 |
$23.50 | |
|
2006 Models - 36 months |
0.009589% |
3.50% |
$30.32 |
|
|
48 months |
0.010274% |
3.75%2 |
$23.50 | |
|
2005 Models - 36 months |
0.009589% |
3.50% |
$30.32 |
Financing available provided NADA trade-in value of vehicle equals or exceeds $10,000. |
|
42 months |
0.010274% |
3.75% |
$26.47 | |